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Glossary - Don Wixom, Nampa, Caldwell, Boise, Eagle, Meridian

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Adjustable-Rate Mortgage (ARM)A mortgage where the interest rate is not fixed, but changes during the life of the loan in line with movements in an index rate. The rate is usually based on indexes tied to the nation's economy. You may also see ARMs referred to as AMLs (adjustable mortgage loans) or VRMs (variable-rate mortgages).

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