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V - Glossary - Don Wixom, Nampa, Caldwell, Boise, Eagle, Meridian



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VThere are 13 entries in the glossary.Pages: 1 VA (Veterans Administration) LoanLoan guaranteed by the Veterans Administration. VA loansA loan that is guaranteed by the Veterans Administration. VA Loans (Department of Veterans AffairsThe Veterans Administration is a federal government agency authorized to guarantee loans made to eligible veterans under certain conditions. To obtain more information, you can contact the U.S. Department of Veterans Affairs.The VA guarantee allows qualified veterans to buy a house costing up to $203,000 with no down payment. Moreover, the qualification guidelines for VA loans are more flexible than those for either the Federal Housing Administration (FHA) or conventional loans.If you are a qualified veteran, this can be an attractive mortgage program. To determine whether you are eligible, check with your nearest VA regional office. VA MortgageA mortgage that is guaranteed by the Department of Veterans Affairs (VA). Also known as a government mortgage. VacancyLoss Rent that is not collected due to turnover or sustained vacancy of a commercial space. Valuable considerationConsideration in the form of money, promises, or property. Variable expensesCosts, such as utilities, that vary with a building's occupancy rate. Variable-Rate Mortgage (VRM)A mortgage loan for which the interest varies according to an index. VarianceThe right to deviate from the use of land prescribed by an existing zoning ordinance. VendeeThe buyer. VendorThe seller. VerificationThe process of making sure or verifying that all of a borrower's loan applica-tion information is accurate. VestedHaving the right to use a portion of a fund such as an individual retirement fund. For example, individuals who are 100 percent vested can withdraw all of the funds that are set aside for them in a retirement fund. However, taxes may be due on any funds that are actually withdrawn. 

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